People of all ages borrow. Some borrow toys, some borrow books and others borrow money. In all of these cases, responsible borrowing is important. Help your child learn how to borrow responsibly early in life.
There is a good chance your child has seen you use your credit card and your debit card, but chances are he or she doesn't understand the difference. In fact many young adults don't even know the difference.
If your child asks for something he or she cannot afford and would typically save for, consider lending your child the money as a way to teach responsible borrowing.
(Both Umpqua and former Sterling/Argent customers: Find your account below)