As adults we typically use money on a daily basis, and spending has likely become second nature. Children, however, are still learning what money is, what it's used for, and why it's important. Teach and reinforce these lessons by showing your child how to use money.

Activity 1

Review your family budget with your child, taking special notice of your grocery budget. Then take your child grocery shopping with you. Have your child hold the shopping list and include him/her when making food selections. Using pen and paper or a calculator, record the expense of each item as you put it in the cart. Let your child know your limit and check several times to make sure you are still under budget. Once at the cash register, have your child help you count the correct amount of money to hand to the cashier.

Activity 2

An alternative to taking your child shopping is to set up a pretend store in your kitchen. Review your family budget with your child, taking special notice of your grocery budget. Make a shopping list and have your child find each item. Your child can then use fake money or real money supplied by you to “purchase" groceries.