Umpqua Bank

small business checking

All Umpqua checking accounts include:

  • Online check images
  • eAlerts
  • Optional overdraft services
  • Quicken® & Quickbooks® compatible account history downloads

Join us! You can open an account:


interest
(for zip code )
monthly
service charge		 monthly transactions included opening deposit key perks
Community Business Checking No $10
how to waive
Enjoy Community Business Checking with no monthly service charge when you maintain a minimum balance of $1,000 in this account.
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Up to 50 combined paid and deposited items and $2,500 cash deposited. $100
  • Low minimum balance requirement
  • Smart features for new or smaller businesses
Main Street Checking No $15
how to waive
Enjoy Main Street Checking with no monthly service charge when you maintain a minimum balance of $5,000 in this account.
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Up to 200 combined paid and deposited items and $10,000 cash deposited. $100
  • Generous use of our banking services to support your business
Main Street Plus Checking Yes

Main Street Plus Checking rate details

for zip code
Balance Variable interest rate APY
The interest rate and Annual Percentage Yield (APY) information for your zip code location. Rates for other locations may be different. Rates shown are effective as of 05/20/2013. Each tier shown reflects the daily minimum collected balance required to obtain the applicable APY. APY based on monthly compounding of interest. The interest rate is variable and may change at any time after account opening. Fees may reduce earnings.
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$20
how to waive
Enjoy Main Street Checking Plus with no monthly service charge when you maintain a minimum balance of $10,000 in this account.
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Up to 200 combined paid and deposited items and $10,000 cash deposited. $100
  • Earn interest on your balances
Marketplace Checking No $25
how to waive
Enjoy Marketplace Checking with no monthly service charge when you maintain a minimum balance of $50,000 in this account or $100,000 in combined business deposit and outstanding business credit balances.
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Up to 300 combined paid and deposited items and $15,000 cash deposited. $100
  • Extra benefits for businesses with higher balances
  • Get credit for other business deposit balances and outstanding loan balances
Business Analyzed Checking No $15
how to waive
To waive, Net Earnings Credit for your account must be greater than or equal to the amount of fees incurred during the month. See an associate for details.
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Varies. Ask an associate for details. $100
  • Simplified billing for all commercial checking needs
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How many transactions (deposits, deposited items, checks, debits, withdrawals, etc.) does your business process through a bank each month?

Less than 50 50 to 200 200 to 350 350 or more I'm not sure

How much cash does your business deposit each month?

Less than $2,500 $2,500 to $15,000 $15,000 to $25,000 More than $25,000 I'm not sure

What is the minimum amount of money your account will hold?

Less than $5,000 $5,000 to $50,000 More than $50,000 I'm not sure

Tell us what's most important to you in your business checking account.

Flexibility to make transactions and deposits Earning interest

Does your business accept credit or debit cards?

Yes No

We think you'll like...

community business checking

Simple and easy checking doesn't mean blasé checking. Each month, your first 50 transactions and $2,500 in currency deposits are on us. Plus, we'll comp the $10 monthly service fee with a $1,000 minimum daily balance.

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main street checking

Whatever street you set up shop, we're here to help. Each month your first 200 transactions and $10,000 in currency deposits are on us. Plus, we'll comp the $15 monthly service fee with a $5,000 minimum daily balance.

Learn more

main street plus checking

Earn interest to grow your business even more. Each month your first 200 transactions and $10,000 in currency deposits are on us. Plus, we'll comp the $20 monthly service fee with a $10,000 minimum daily balance.

Learn more

marketplace checking

When your business starts growing to match your aspirations, we're there with you. Each month your first 300 transactions and $15,000 in currency deposits are on us. Plus, we'll comp the $25 monthly service fee with a $50,000 minimum daily balance or $100,000 in combined business deposits and outstanding business credit balances.

Learn more

business analyzed checking

We'll help you manage high volumes of transactions so you can focus on making your business thrive. Start with nimble checking features. Add robust Treasury Management services and top it with some life-simplifying tools.

Learn more

and take full advantage of our...

Merchant services

Tap into a fast and flexible credit and debit card payment processing system that gives you next-day access to your funds, with automatic deposit into your business account. Learn more ›

Online Banking & Billpay

Keep your business moving anytime with online banking. Set up eAlerts, transfer funds, and make convenient bill payments. Plus download your mobile banking apps at http://www.umpquabank.com/mobile. Learn more ›

Visa® Business Credit Cards

Choose from a corporate purchasing card or cards built to maximize your travel, cash or merchandise rewards. You can pool points, add employee cards with ease and select the billing and reporting options you need. Learn more ›

Umpqua Bank Loans & Lines

We're not just lenders, we're partners. And because we make our decisions locally, your business will benefit from fast turnaround and forward thinking. Learn more ›