Select Secured Expressline Terms & Conditions


Interest rate shown is effective as of 07/27/2023 and subject to change without notice. The interest rate is variable and based on The Wall Street Journal Prime Rate (the "Index"), currently 8.50%, plus a margin (spread). In no event will the Annual Percentage Rate be less than 3.75%. Maximum Annual Percentage Rate of 18.00%. The margin is based on the approved loan amount and our evaluation of borrower's credit history. Advertised margin includes a 0.50% automatic payment discount from an Umpqua Bank account.


All accounts subject to credit approval.


Third-party closing costs may apply.


Contact us for details regarding non-owner commercial real estate secured options.


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Other possible fees