Open an Embark Checking account today and get rewarded.
Use the equity of your home to finance your next big project.
Lines from $5,000 to $500,000, based on the equity in your home
Variable interest rates with optional lock-in feature
Lock-in terms of one to 15 years
$75 annual fee
APR starting at 3.75%
Easy options to advance funds
10-year draw / 20-year repayment period
We pay standard closing costs
No origination fee
Last updated: 6/24/2021
- Phoenix: Closed indefinitely.
Washington | Idaho
- Seattle, Capitol Hill: Closed Tuesdays & Thursdays.
California | Nevada
- Sonoma: Closed Tuesdays & Thursdays.
Store locations are continuing to encourage customers to make appointments online for their in-person banking needs. At some store locations, the lobby will be open based on their state’s phased status. Please check with the specific store for details.