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Use the equity of your home to finance your next big project.

Flexible payment options with no origination fees.

  • Lines from $5,000 to $500,000, based on the equity in your home
  • Variable interest rates with optional lock-in feature
  • Lock-in terms of one to 15 years
  • $75 annual fee
  • APR starting at 4.75%
  • Easy options to advance funds
  • 10-year draw / 20-year repayment period
  • We pay standard closing costs
  • No origination fee
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Find the Umpqua near you.