Use the equity of your home to finance your next big project.
-
Lines from $5,000 to $500,000, based on the equity in your home
-
Variable interest rates with optional lock-in feature
-
Lock-in terms of one to 15 years
-
$75 annual fee
-
APR starting at 6.00%
-
Easy options to advance funds
-
10-year draw / 20-year repayment period
-
We pay standard closing costs
-
No origination fee
Connect with a loan expert.
Need help now? Call (844) 645-1503, Mon-Fri, 7 a.m.-6 p.m., Sat. 9 a.m.-2 p.m.
Please note: We currently serve new customers in OR, WA, CA, ID, and NV.
Find an Umpqua Bank near you
We’ve made it easy to find your nearest store, schedule an appointment, or contact a store, all in one place.
Find your store