Personal checking

All Umpqua checking accounts include:

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Comparison of Personal Checking Products
Product Earns interest Monthly service charge Paperless statements Opening deposit Key perks
Prosper Interest Checking Open Online Yes $20 how to waive
optional $200
  • Up to $20 in ATM fee refunds per month
  • Notary
Thrive Interest Checking Open Online Yes $15 how to waive
required to receive premium interest rate and ATM fee refunds $200
  • Up to $15 in ATM fee refunds per month
  • Notary
Gain Interest Checking Open Online Yes $10 how to waive
optional $200
  • Up to $10 in ATM fee refunds per month
  • 1 box of umpqua checks per year
  • Notary
Grow Checking Open Online No $6 how to waive
optional $100
  • Up to $6 in ATM fee refunds per month
  • 1 box of umpqua checks
  • Notary
Emerge eChecking Open Online No $0 required $25
  • Checking with no minimum balance
Venture 62+ Checking Find a Store No $0 optional $100
  • Offered to customers age 62 and up
  • Checking with no minimum balance
  • 1 box of Umpqua checks per year