Personal Banking

Personal Checking

Checking account options for everyone

Open a checking account that fits your lifestyle so you can access your money when you need it.

Umpqua Embark Checking

An account designed to make managing money easy

Access to a dedicated Go-To Banker

One Grow Savings account with monthly transfer

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Umpqua Access Checking

An account that gives you flexibility, more savings options, and ATM rebates

Access to a dedicated Go-To Banker

Three Grow Savings or Thrive Money Market accounts

One incoming wire fee refund per monthly cycle

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Umpqua Attain
Checking

An interest-bearing account with premium benefits

Access to a dedicated Go-To Banker

Five Grow Savings or Thrive Money Market accounts

Complimentary incoming domestic and foreign wire transfers

Interest

Complimentary cashier’s checks

Bonus interest on CD

No international processing fees

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	Umpqua Embark Checking	Umpqua Access Checking	Umpqua Attain Checking
Access to a dedicated Go-To Banker
ATM owner fee rebates	Up to $10 per month when maintaining average monthly balance of $2,500	Up to 4 rebates per month	Up to $25 per month
Complimentary Savings Account	1 Grow Savings with monthly transfer	3 Grow Savings or Thrive Money Market	5 Grow Savings or Thrive Money Market
Interest
Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers		One incoming wire fee refund per monthly cycle
Bonus Interest on CD
No International Processing Fees
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Get Today’s Rates

Want to get more out of Umpqua Personal Banking?

Explore some of the other ways Umpqua can help you turn your financial goals into reality.

Online & Mobile Banking

We’ve made it simple to manage your money on your schedule.

Personal Savings

Open an account so your money can grow with you.

Credit Cards

Get a card that builds your credit and gives perks at the same time.