Expanding? Relocating? Buying property? We can help.

  • Loan origination fee: 0.50% of the loan amount

  • No annual fee

  • Loans of $25,000 to $1,000,000

  • Minimum monthly payment: Principal and interest based on amortization

  • Interest rate adjusted every 5 years

  • Rate discount included with auto-pay from Umpqua Bank Deposit account

  • Collateral secured by commercial, residential and multi-family real estate

  • Fully amortized 15 and 25 year terms. 10-years amortized over 25-years with balloon payment at maturity also available

Connect with our Real Estate Finance team.

  • Business Checking

    Your money your way, when and where your business needs it.
    Learn more
  • Cash Management

    If time equals money, cash management means more of both.
    Learn more

Last updated: 6/24/2021



  • Phoenix: Closed indefinitely.

Washington | Idaho

  • Seattle, Capitol Hill: Closed Tuesdays & Thursdays.

California | Nevada

  • Sonoma: Closed Tuesdays & Thursdays.


Store locations are continuing to encourage customers to make appointments online for their in-person banking needs. At some store locations, the lobby will be open based on their state’s phased status. Please check with the specific store for details. 

How to reach us


(866) 486-7782



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