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Real Estate Loan Terms & Conditions

Interest rate shown is for owner occupied properties and effective as of 8/13/2018 and subject to change without notice. Contact us at (866) 486-7782 for non-owner occupied interest rates.

All accounts subject to credit approval and qualification of the property.

No bare land as collateral. Non-owner-occupied property allowed if customer has their primary banking relationship with Umpqua Bank. Ask Associate for further details.

Third-party closing costs may apply.

Property insurance required; flood insurance is also required if property is located in a special flood hazard area.

Other possible fees