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A personal loan should be just that. Personal.

Personal Loans

Funds for whatever you need.

Umpqua customers Holly (left) and Theresa (right)
  • Payments fully amortized over term
  • Term of up to four years
  • No collateral required
  • APR starting at 9.02%
  • Fixed interest rate
  • $100 origination fee
Umpqua customers Holly (left) and Theresa (right)
Secured Loans

Borrow based on the money you have.

Theresa Grino, Umpqua customer
  • Loans of $1,000 and up
  • Terms of one to five years
  • APR starting at 4.16%
  • No annual fee
  • Collateral of certificate of deposit
  • Fixed interest rate
  • $100 origination fee
  • Payments fully amortized over term
Theresa Grino, Umpqua customer
  • Home Equity Line of Credit

    Use the equity in your home to finance a remodel or other big purchases.
    Learn more
  • Credit Cards

    Build your credit and earn rewards at the same time.
    View credit cards