Personal loan

A loan for just about anything - whether you have an unexpected expense or you just want to consolidate your debt, your can find terms of up to 4 years.

account details

  • Loan amount based on credit approval
  • Term of up to 4 years
  • Payments fully amortized over term
  • Fixed interest rate
  • $100 origination fee
  • Unsecured 

rate details

for zip code
Product rates
Amount you can borrow Interest Rate (fixed) Corresponding APR Term
$1,000 - $100,000 7.25% - 11.00%  7.30% - 16.18% Up to 48 months
Questions? Call us at 1-866-790-2121.

Disclosures

Interest Rate

Rates shown are effective as of 4/19/2014 and are subject to change without notice. The advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The  interest rate is based on the approved loan amount and our evaluation of your credit history. The disclosed range of  APRs includes the $100.00 loan origination fee and $100.00 minimum payment requirement. A $10,000.00 loan, at a 3-year term and 9.19% APR would be repayable in 36 monthly payments of $318.89 each. 

Credit approval

All accounts subject to credit approval.

Minimum monthly payments

Minimum monthly payment of principal and interest amortized for term of loan with $100 minimum amount due

Late payment fee

CA: $10 on any minimum payment not paid within 10 days after due date. NV, ID, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date

open account

Call us at 1-866-790-2121

stores

near zip code