Personal loan

A loan for just about anything - whether you have an unexpected expense or you just want to consolidate your debt, you can find terms of up to 4 years.

account details

  • Loan amount based on credit approval
  • Term of up to 4 years
  • Payments fully amortized over term
  • Fixed interest rate
  • $100 origination fee

rate details

for zip code
Product rates
Amount you can borrow Interest Rate (fixed) Corresponding APR Term
$1,000 - $100,000 8.50% - 13.50% 9.02% - 14.04% Up to 48 months
Questions? Call us at 1-866-486-7782 or find a store near you.


Interest Rate

Rates shown are effective as of 1/9/2017 and are subject to change without notice. The advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The interest rate is based on the approved loan amount and our evaluation of your credit history. The disclosed range of APRs includes the $100.00 loan origination fee and $100.00 minimum payment requirement. A $10,000 loan at 12.25% APR would be repayable in 36 monthly payments of $333.34

Credit approval

Loans are subject to credit approval.

Minimum monthly payments

Minimum monthly payment of principal and interest amortized for term of loan with $100 minimum amount due

open account

find a location near you or call us at 1-866-4UMPQUA


near zip code