Personal loans terms & conditions


Interest Rate shown is effective as of 11/26/2018 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The interest rate is based on the approved loan amount and our evaluation of your credit history. The APR includes the $100.00 loan origination fee and $100.00 minimum payment requirement. A $10,000 loan at 9.02% APR would be repayable in 48 monthly payments of $248.95.

Loans are subject to credit approval.

Minimum monthly payment of principal and interest amortized for term of loan with $100 minimum amount due.


Other possible fees