Personal loans terms & conditions


Interest Rate shown is effective as of 02/01/2023 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The disclosed APR is variable and subject to increase after consummation. Applicants are eligible for an additional 0.50% discount with automatic payment from an Umpqua Bank account not included in the advertised rate. The APR includes the $100.00 loan origination fee. A $10,000 loan at 10.53% APR would be repayable in 48 monthly payments of $256.16.


Loans are subject to credit approval.


Minimum monthly payment of principal and interest amortized for term of loan.


Other possible fees