Exciting News! Umpqua Bank and Columbia Bank: Together for Better
Umpqua and Columbia Bank are combining to create the West Coast’s leading regional bank to better serve our customers and communities. Learn more
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Personal loans terms & conditions
Interest Rate shown is effective as of 11/26/2018 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The interest rate is based on the approved loan amount and our evaluation of your credit history. The APR includes the $100.00 loan origination fee and $100.00 minimum payment requirement. A $10,000 loan at 9.02% APR would be repayable in 48 monthly payments of $248.95.
Loans are subject to credit approval.
Minimum monthly payment of principal and interest amortized for term of loan with $100 minimum amount due.