Alert: We’ve received reports of a phishing attempt targeting Umpqua Bank customers. Please do not click any links in suspicious emails or enter personal information on unusual login pages. Learn more
Open an Embark Checking account today and get rewarded.
Personal loans terms & conditions
Interest Rate shown is effective as of 11/26/2018 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The interest rate is based on the approved loan amount and our evaluation of your credit history. The APR includes the $100.00 loan origination fee and $100.00 minimum payment requirement. A $10,000 loan at 9.02% APR would be repayable in 48 monthly payments of $248.95.
Loans are subject to credit approval.
Minimum monthly payment of principal and interest amortized for term of loan with $100 minimum amount due.