Personal loans terms & conditions


Interest Rate shown is effective as of 08/03/2023 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The disclosed APR is variable and subject to increase after consummation. Advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. A $10,000 loan at 12.03% APR would be repayable in 48 monthly payments of $263.50.


Loans are subject to credit approval.


Minimum monthly payment of principal and interest amortized for term of loan.


Other possible fees