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Easy banking for complicated lives.

Avoid fees. Not banks.

Film student, Stone (right), often skateboards into his Umpqua store with a smile on his face, always ready to chat with associates like Tyler Flores-Tucker (left).

Embark Checking is our most straightforward account, perfect for anyone looking for no-frills banking. Embark offers up to $10 per month in ATM-Owner fee rebates when maintaining a required minimum account balance of $2,500; rebates are credited at statement cycle. We also offer a complimentary Grow Savings account with no monthly maintenance charges when you complete a monthly transfer from your Embark Checking account.

Film student, Stone (right), often skateboards into his Umpqua store with a smile on his face, always ready to chat with associates like Tyler Flores-Tucker (left).
Monthly Pricing

Go paperless and say hello to zero monthly fees.

When you go paperless, we waive the monthly fees:

  • No monthly maintenance fee

  • Paper statements: $3 per month / $0 if you go paperless or if primary account holder is 62+