Business Savings Accounts

Make saving a part of doing business.

  • Online and mobile banking
  • $0 per month pricing options
  • Earns interest
  • Unlimited complimentary Umpqua ATM and in-store withdrawals
  • Optional overdraft services
  • Community Business Savings

     

    $3

    Monthly pricing or

     

    $0

    with $200 minimum daily balance or monthly transfer from an Umpqua Business Deposit account

  • Main Street Money Market

     

    $10

    Monthly pricing or

     

    $0

    with $2,500 minimum daily balance

  • Marketplace Money Market

     

    $15

    Monthly pricing or

     

    $0

    with $25,000 minimum daily balance or $50,000 combined balance

  Community Business Savings Main Street Money Market Marketplace Money Market
Earns Interest
ATM card
Complimentary Deposits

First $3,000 cash per month

First 50 checks and $10,000 cash per month

First 50 checks and $10,000 cash per month

Minimum to Open

$25

$100

$100

Monthly Pricing Options

$3 per month
$0 with a $200 minimum daily balance or monthly transfer
Account details

$10 per month
$0 with a $2,500 minimum daily balance
Account details

$15 per month
$0 with a $25,000 minimum daily or $50,000 combined balance
Account details

  • View balances, transaction history and check images
  • View, pay or cancel bill payments
  • Custom reminders and alerts
  • Instant internal transfers
  • Mobile check deposits

Take a self-guided tour of business online banking.

Farmer looks at banking app on phone

Use a certificate of deposit as a low-risk savings solution with a fixed interest rate. No monthly service charge, and only $1,000 to open.

Business banker shakes hands with small business workers

  • Provide a lower-cost healthcare insurance option for employees
  • Contributions to employees' HSAs are not reported as employee income, so you avoid paying FICA
  • If the plan permits employee contributions to an HSA, payroll deductions are made pre-tax so you don't pay FICA on these amounts either
Father helps children with art project
  • Business Checking

    Your money your way, when and where your business needs it.
    Learn more
  • Cash Management

    If time equals money, cash management means more of both.
    Learn more
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