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Direct financing for multifamily dwellings, delivered with a personal touch

Multifamily dwellings are a great way to generate passive income. With our expertise, you’ll have access to a variety of fixed rates and flexible payment terms, with service tailored to your needs.

Personalizing the customer experience


Unmatched consistency and speed to market win every time. We offer direct financing to investors interested in stabilized multifamily apartments, mixed-use buildings and mobile home park financing. We know how important timing is when it comes to real estate financing, so our lenders stay engaged throughout the process.


You can count on us to:


  • Learn about your goals, interests and ambitions to help you find the ideal investment

  • Advocate for you before and during the transaction

  • Partner with you to identify new market opportunities in your preferred Western markets

  • Leverage Umpqua-wide expertise to help integrate banking services across your financial landscape


Our purchase, refinance and cash-out option loans span $1 million to $15 million on stabilized assets, with a variety of fixed rates and flexible payment terms.

Features include:



Early rate locks



No impounds for taxes, insurance or capital improvements



Step-down prepayment schedules

Limited-recourse and interest-only options are available, as well as earnout options for properties with significant rental upside.

Our Team

Our real estate bankers specialize in most Western markets.

Browse our recent deals

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    Beverly Hills, CA


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    Davis, CA


  • 334x265-umpqua-cre-lending-Gresham-3780000.png


    Gresham, OR


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    Los Angeles, CA


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    Los Angeles, CA


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    Portland, OR


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    Portland, OR


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    Portland, OR


  • 334x265-umpqua-cre-lending-Puyallup-2020000.png


    Puyallup, WA


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    San Jose, CA


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    San Leandro, CA


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    San Rafael, CA


  • 334x265-umpqua-cre-lending-Seattle-9320000.png


    Seattle, WA


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    Seattle, WA


  • 334x265-umpqua-cre-lending-Tacoma-6675000.png


    Tacoma, WA


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    Vancouver, WA


  • 334x265-umpqua-cre-lending-West-Hollywood-9300000.png


    West Hollywood, CA


Connect with us

We'd love to get to know you.