Multifamily

Direct financing for multifamily dwellings, delivered with a personal touch

Multifamily dwellings are a great way to generate passive income. With our expertise, you’ll have access to a variety of fixed rates and flexible payment terms, with service tailored to your needs.

Personalizing the customer experience

Unmatched consistency and speed to market win every time. We offer direct financing to investors interested in stabilized multifamily apartments, mixed-use buildings and mobile home park financing. We know how important timing is when it comes to real estate financing, so our lenders stay engaged throughout the process.

You can count on us to:

Learn about your goals, interests and ambitions to help you find the ideal investment
Advocate for you before and during the transaction
Partner with you to identify new market opportunities in your preferred Western markets
Leverage Umpqua-wide expertise to help integrate banking services across your financial landscape

Our purchase, refinance and cash-out option loans span $1 million to $15 million on stabilized assets, with a variety of fixed rates and flexible payment terms.

Features include:

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Early rate locks

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No impounds for taxes, insurance or capital improvements

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Step-down prepayment schedules

Limited-recourse and interest-only options are available, as well as earnout options for properties with significant rental upside.

Our Team

Our real estate bankers specialize in most Western markets.

Jeffrey Pineda

VP, Multifamily Regional Director

Northern California

Get in touch with Jeffrey
JT Horner

VP, Multifamily Regional Director

Oregon

Get in touch with JT
Wendy Hejna

SVP, Multifamily Regional Director

Southern California

Get in touch with Wendy
Matt Couch

VP, Multifamily Regional Director

Washington

Get in touch with Matt