Commercial Banking > Real Estate



housing unit with trees

Custom financing options for multifamily residences

Multifamily dwellings can be a great investment over time, especially when you find a foundational financing solution that’s aligned with your long-term goals. One of the many benefits of having your full banking relationship with us is that you have a team aligned with your long-term goals that can help you through the process of determining the right payment structure for you.

What we offer our real estate partners

Combination lock


Lock in early rates

Hand signaling stop


No impounds for taxes, insurance, or capital improvements



Step-down prepayment schedules

Financial advising you can count on

When it comes to commercial real estate, we know it’s essential to deeply understand your business’ growth plan and goals. That’s why having your full banking relationship with Umpqua Bank before applying is so important. By housing your full banking situation we’re able to find the right loan structure and financing solution for you.


You can count on us to:


  • Advise on your complete banking relationship with Umpqua

  • Understand your long-term goals, interests and dreams to help you determine the ideal investments

  • Advocate for you before and during the transaction

  • Identify new market opportunities in your Western markets

  • Create efficiencies at every phase of the journey with our best-in-class banking services


Is a loan right for you? When you have a relationship with Umpqua, you have options for purchase, refinance, and cash-out loans spanning $1 million to $5 million on stabilized assets, with a variety of fixed rates and flexible payment terms. Please reach out to your banker to learn more.

female banker is talking with a customer

Start financing your next real estate endeavor

Banker is talking to customers


Ready to get started? Contact your local banker or reach out to one of our specialists to learn more.


Norbert Rojsza


Josh Hudson


N. California – San Francisco Bay Area
Norbert Rojsza


S. California – Los Angeles & San Diego
Parrish Silva

By submitting this form, you agree to our Privacy Policy.

(For CA Residents only) Please review our CA Privacy Notice at Collection describing how we use the personal information we collect from you and how you can exercise your rights to privacy according to CA law.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Ideas & Insights

Explore the latest market trends, innovations, and challenges affecting your business.