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With the right leasing arrangements, your small business customers can acquire the equipment to compete while conserving cash and keeping monthly payments low. As a leading funding source for third-party originators and lessors, our experienced team is ready to help.
A subsidiary of Umpqua Bank, Financial Pacific Leasing is a direct provider of small-ticket and
commercial equipment leases to third-party originators and lessors. We take pride in making service
our top priority. We underwrite, fund and manage our own portfolio of contracts through two
underwriting platforms:
Small ticket
Specializing in leases from $5,000 to $150,000, we qualify A-, B- and C-Credit borrowers on an
application-only basis. With our risk-based pricing model, we’re able to work with small businesses
with limited credit histories, including funding up to $45,000 for startups. We help you close the deal
with fast turnaround times.
Commercial
We also offer larger full-financial transactions of $150,000 to $500,000 for A-Credit borrowers with
solid credit and cash flow at competitive pricing.
We look for the following capabilities and attributes in a third-party originator.
Equipment finance experience
Established funding source relationships
Ability to pull your own credit reports
Experience calculating payments
Ability to document and close transactions
A positive, strong business presence
Application process
Please provide the following documents to initiate the Financial Pacific Leasing third-party originator application process:
Once these documents are received, we will initiate the application process.
We will review:
Equipment insurance
Please fax proof of insurance to:
FPL Insurance Services
(305) 506-0094
The certificate should include the lessee’s business name, location address of the equipment, a detailed equipment description, dates of coverage and the contract number. Financial Pacific Leasing or its successors and/or assigns must be listed as Loss Payee. Please call (888) 423-6722 with questions.
Contact us
Speak with an FPL representative between the hours of 7 a.m. and 5 p.m. Pacific Time at (800) 447-7107.
We'd love to get to know you