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Help your small business customers acquire the assets they need with small-ticket equipment leasing
With the right leasing arrangements, your small business customers can acquire the equipment to compete while conserving cash and keeping monthly payments low. As a leading funding source for third-party originators and lessors, our experienced team is ready to help.
First-class service for third-party originators
A subsidiary of Umpqua Bank, Financial Pacific Leasing is a direct provider of small-ticket and
commercial equipment leases to third-party originators and lessors. We take pride in making service
our top priority. We underwrite, fund and manage our own portfolio of contracts through two
underwriting platforms:
Small ticket
Specializing in leases from $5,000 to $150,000, we qualify A-, B- and C-Credit borrowers on an
application-only basis. With our risk-based pricing model, we’re able to work with small businesses
with limited credit histories, including funding up to $45,000 for startups. We help you close the deal
with fast turnaround times.
Commercial
We also offer larger full-financial transactions of $150,000 to $500,000 for A-Credit borrowers with
solid credit and cash flow at competitive pricing.
Criteria
We look for the following capabilities and attributes in a third-party originator.
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Equipment finance experience
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Established funding source relationships
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Ability to pull your own credit reports
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Experience calculating payments
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Ability to document and close transactions
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A positive, strong business presence
Customer resources
Application process
Please provide the following documents to initiate the Financial Pacific Leasing third-party originator application process:
- Fully completed Third-Party Originator Application
- Resume or professional biography for each company principal
Once these documents are received, we will initiate the application process.
We will review:
- TPO application
- Resume/professional biography
- Personal credit report for each principal
- Business credit report
- Funding source references
- Company reviews
- Confirmation of proper business state filings
- Industry experience
Equipment insurance
Please fax proof of insurance to:
FPL Insurance Services
(305) 506-0094
The certificate should include the lessee’s business name, location address of the equipment, a detailed equipment description, dates of coverage and the contract number. Financial Pacific Leasing or its successors and/or assigns must be listed as Loss Payee. Please call (888) 423-6722 with questions.
Contact us
Speak with an FPL representative between the hours of 7 a.m. and 5 p.m. Pacific Time at (800) 447-7107.
How else can we assist you?
Let us know how we can help and we’ll get back to you soon.