Personal new vehicle loans terms & conditions


Interest rate shown is effective as of 02/01/2023 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The loan interest rate is based on the approved loan amount and Bank evaluation of the borrower's credit score and credit history. The disclosed APR is variable and subject to increase after consummation. Applicants are eligible for an additional 0.50% discount with automatic payment from an Umpqua Bank account not included in the advertised rate. A $10,000 loan at 6.67% APR would be repayable in 60 monthly payments of $196.44.


All loans are subject to credit approval.


Other possible fees