Personal new vehicle loans terms & conditions
Interest rate shown is effective as of 08/03/2023 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The loan interest rate is based on the approved loan amount and Bank evaluation of the borrower's credit score and credit history. The disclosed APR is variable and subject to increase after consummation. Advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. A $10,000 loan at 7.92% APR would be repayable in 60 monthly payments of $202.38.
All loans are subject to credit approval.