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Personal new vehicles terms & conditions

Interest rate shown is effective as of 3/19/2018 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The loan interest rate is based on the approved loan amount and Bank evaluation of the borrower's credit score and credit history. The Annual Percentage Rates (APR) includes a .50% automatic payment discount from an Umpqua Bank account. A $10,000 loan at 3.65% APR would be repayable in 60 monthly payments of $182.61.

All loans are subject to credit approval.

Borrower must pay tax and license fees. These fees may be financed within the loan-to-value guidelines.

Other possible fees