Personal used vehicle loans terms & conditions
Annual Percentage Rate (APR) shown is effective as of 04/15/2024 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The APR is based on the approved loan amount and Bank evaluation of the borrower's credit score and credit history. Advertised APR includes a 0.50% automatic payment discount from an Umpqua Bank account. Payment example: A $10,000 loan for a 5-year term at 9.18% APR would be repayable in 60 monthly payments of $208.44.
All loans are subject to credit approval and program guidelines.