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Interest rate shown is effective as of 1/1/2018 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. Advertised Annual Percentage Rates (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. The disclosed APR takes into account the $100 loan origination fee and $100 minimum payment requirement. Minimum 10% down payment due at closing. A $15,000 loan at 6.15% APR would be repayable in 120 monthly payments of $167.64.
Loans are subject to credit approval.
Borrower must pay tax and license fees. These fees may be financed within the loan-to-value guidelines.