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Interest rate shown is effective as of 1/16/2018 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. Advertised rate includes 0.50% automatic payment discount from an Umpqua Bank Account. The disclosed APR is variable and subject to increase after consummation. The advertised APR is based on The Wall Street Journal Prime Rate (the "Index"), currently 4.50%, plus a margin (spread). The margin is based on the approved loan amount and our evaluation of your credit history.
All accounts subject to credit approval.