Expressline Terms & Conditions


Interest rate shown is effective as of 07/27/2023 and is subject to change without notice. Higher rates will apply based on the terms of the loan and applicant's credit score. The disclosed APR is variable and subject to increase after consummation. Advertised Annual Percentage Rate (APR) includes a 0.50% automatic payment discount from an Umpqua Bank account. The advertised APR is based on The Wall Street Journal Prime Rate (the "Index"), currently 8.50%, plus a margin (spread). The margin is based on the approved loan amount and our evaluation of your credit history.


All accounts subject to credit approval.


Other possible fees