Personal Banking > Loans and Lines of Credit

Home Equity Line of Credit (HELOC)

Use the equity of your home to finance your next big project.

Lines from $5,000 to $1,000,000, based on the equity in your home
Variable interest rates with optional lock-in feature
Lock-in terms of one to 15 years
$75 annual fee
APR starting at 9.25%

Easy options to advance funds
10-year draw / 20-year repayment period
We pay standard closing costs up to loan amounts of $1,000,000. Customer responsible for closing costs over $1,000,000
No origination fee

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Need help now? Call (844) 645-1503, Mon-Fri, 8 a.m.- 6 p.m., Sat. 9 a.m.-2 p.m.

Please note: We currently serve new customers in OR, WA, CA, ID, UT and NV.

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Home Equity Line of Credit (HELOC)

Use the equity of your home to finance your next big project.

Connect with a loan expert.

Home Lending

Credit Cards

Find an Umpqua Bank near you

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