Carl Paulino

Carl is a construction lending specialist who’s passionate about helping his clients build their dream home from the ground up. Over 23 years in the industry has given him a deep understanding of custom-construction lending, allowing him to handle the complexity of these loans with ease. His knowledge and skill have earned him numerous industry accolades, including a Construction Elite Award from Umpqua Bank.

Most of Carl’s spare time is currently being spent on a major remodel/addition to his own home. He says that the project allows him to relate to the excitement, stress and decision-making that his clients experience throughout the process. When he’s not knee-deep in construction projects, he enjoys spending time with family and friends.