About Carl
NMLS# 321850
Silverdale, WA

Carl is a construction lending specialist who is passionate about helping his clients build their dream home from the ground up. His 28 years in the industry have given him a deep understanding of custom-construction lending, allowing him to handle the complexity of these loans with ease. His knowledge and skill have earned him numerous industry accolades, including a Construction Elite 2014-2021, Leaders Club 2017-2021, and Construction Loan Officer of the Year for 2019 & 2021.


Carl recently completed a major renovation/addition to his own home. He says that the project allows him to relate to the excitement, stress, and decision-making that his clients experience throughout the process. When he’s not helping others build their dream homes, you can find him on his bike, enjoying the great outdoors, and spending time with family and friends.

What it’s like to work with Carl
Carl is the best loan officer I have ever worked with and I have worked with a lot of them.
David and Michele J.
Carl answered all of our questions quickly. His help with paperwork was outstanding and he was very reassuring. I would recommend Carl and Umpqua Bank to my family and friends.
Stanley and Kathleen L.
I don’t know what we would have done without Carl! Thank you so much for getting this done for us. It was such a challenging process, but you were there the entire time and so reassuring! Thank you so much!!!
Caroline and John H.

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