About Matt
NMLS# 1551518
Bend, OR

Matt has a rule: No loan file will sit on his desk for more than 24 hours before he attends to it. That’s the kind of above-and-beyond service you can expect from this hardworking loan specialist. Matt thrives under tight time constraints and prides himself on being available to his clients, even on evenings and weekends. With 26 years of experience in the mortgage industry, he knows how to navigate the complexities of home and construction lending, and he’s here to guide you through every step of the process.


Matt has lived in Central Oregon since 1989 and is proud to be part of the Bend community serving its neighbors and beyond.

What it’s like to work with Matt
Matt was just fantastic! He listened to my initial inquiry and then immediately laid out a plan to help me get the construction loan in a professional and painless manner. I am looking forward to working with his team in the future when I apply for a long-term home loan when my home is completed!
Elmer C.
Matt is always very helpful. The best part is he is super efficient in getting everything done quickly. He is enjoyable to talk to on the phone, friendly, and caring.
Wayne and Sharon D.
Matt Martino took the time to listen to my interests and helped make ideas a reality. Every step of the process was clearly communicated and easy to deal with. I will look to Umpqua Bank in the future for my banking and mortgage needs.
Lawrence G.

Get started on your loan process

Start an Application

mobile title

desktop title

You’ve already applied for the loan and now you want to check on its status.

Smiling family outside new home