Phishing calls are on the rise and using spoofed numbers to appear as Umpqua Bank or Pacific Premier Bank on Caller ID. Remember, the bank will never request personal or account information through phone calls not initiated by you. If you receive an unexpected call or message from the bank, do not respond. Contact us directly using the number on the back of your debit card or on our website at umpquabank.com/contact-us.

For more than 30 years, Toby has been the calming influence contributing to his customers’ home lending success. He specializes in jumbo and government loans, brings significant credit expertise and guides customers who are making a comeback from bankruptcy. Toby has been recognized as a top producer on multiple occasions with Umpqua Bank.
Once a high-level hockey player, Toby remains passionate about the game and coaches a youth team in Salem. He also enjoys biking and skiing, and he’s willing to try anything that might challenge him physically.
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