About Toby
NMLS# 229047
Salem, OR

For more than 30 years, Toby has been the calming influence contributing to his customers’ home lending success. He specializes in jumbo and government loans, brings significant credit expertise and guides customers who are making a comeback from bankruptcy. Toby has been recognized as a Central Florida top producer and was a member of the Florida Bankruptcy Law Association.


Once a high-level hockey player, Toby remains passionate about the game and coaches a youth team in Salem. He also enjoys biking and skiing, and he’s willing to try anything that might challenge him physically.

What it’s like to work with Toby
Toby was very efficient and clear about what needed to be done. The process went smoothly and he was available whenever I had questions.
Esther F.
Toby made the loan experience smoother and easier than I could have ever imagined. He educated me and made sure I understood what was happening every step of the way.
Paula S.
It was a pleasure meeting and working with Toby. He makes the process very easy and transparent.
Isidore L.

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