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Receivables
Speed up collections and gain easier access to funds with integrated receivables services
The faster you collect, the faster you can inject funds back into the business. Our comprehensive range of receivables services speeds up collections and minimizes risk while eliminating costly, error-prone manual processes.
Remote Deposit Capture
Scan incoming checks and make same-day deposits using Umpqua online banking. In addition to making funds available faster, remote deposit eliminates time-consuming trips to the bank or costly courier services.
Cash Vault
Reduce the risks of managing large volumes of cash and checks by arranging for an armored carrier to transport cash to our vault. Once it arrives, we can quickly and accurately process your deposit.
ACH and EDT Debit Services
Collect recurring or one-time payments automatically with ACH and EDI electronic payments. ACH and EDI settlements take as little as one day to collect, compared with up to three days for credit card payments and six days for paper checks.
InstaVault
With our InstaVault service, we can coordinate with an armored carrier to make automated deposits from a smart safe installed at your location directly into your Umpqua account. The carrier will deliver the currency later to one or more of our Cash Vault sites.
Merchant Services
Accept credit and debit cards on the spot or via phone, mobile or the web. Our services include flexible SmartPay® point-of-sale technology, a best-in-class smart payment device that lets you choose the smart hardware for your business, and mobile card readers that turn smartphones into versatile handheld payment terminals. Our merchant service tools are backed by a broad range of fraud and data security tools.
Business Online Banking
Easily keep track of your receivables and collections information and details with our comprehensive online business banking services. Our online solutions include the Umpqua Biz Mobile app, which lets you track invoices, check balances, search transactions, transfer funds, deposit checks to permitted accounts and more from anywhere, at any time.
Insights
Explore the latest market trends, innovations, and challenges affecting your business.