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Easy banking for complicated lives.

Cash shouldn't cost you.

Access checking is a versatile checking account option, with the tools you need to manage your money on the go. Access offers up to four ATM-Owner fee rebates per month. Rebates are credited the same business day. And we don’t charge for use of non-Umpqua ATMs. We also offer up to three complimentary Grow Savings or Thrive Money Market accounts with no monthly maintenance charge when linked to your Access Checking account.

Monthly Pricing

It’s easy to waive monthly fees.

Access Checking has a $5 monthly maintenance fee, but it’s easy to waive monthly fees!

  • $0 with 10 or more posted debit card purchases/payments per month

  • $0 with one direct deposit of $500 or more per month

  • $0 with one mobile deposit of $250 or more per month

  • Paper statements: $3 per month / $0 if you go paperless