Boat or RV loan

Spend a day out on the water or say hello to the open road with a fixed-rate loan. We want to help you enjoy your adventures.

account details

  • New:  Loan up to 90% of invoice amount 
  • Used:  100% of NADA clean trade-in value 
  • Fixed interest rate
  • Terms between 48 and 180 months based on loan size and collateral
  • $100 origination fee
  • Payments fully amortized over term
  • New or used boat or RV used as collateral

rate details

for zip code
Product rates
Amount Interest rate APR Term
$5,000 and up 4.75% - 8.50% 4.77% - 9.54%  48 months
5.00% -8.75%  5.02% - 9.60%  60 months
5.25% - 9.00% 5.26% - 9.72%  72 months
5.50% - 9.25% 5.51% - 9.72%  120 months
5.75% - 9.50% 5.76% - 9.84% 180 months
Questions? Call us at 1-866-790-2121.


Interest Rate

Rates shown are effective as of 4/19/2014 and are subject to change without notice. Advertised Annual Percentage Rates (APRs) includes a 0.50% automatic payment discount from an Umpqua Bank account. The APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. The disclosed range of APRs take into account the $100 loan origination fee and $100 minimum payment requirement. A $10,000.00 loan, at a 5-year term and 7.17% APR would be repayable in 60 monthly payments of $196.83 each.

Credit approval

All accounts subject to credit approval.

License fee

Borrower may be responsible for paying Tax and Licensing Fees on certain transaction types and depending on state requirements.

Late payment fee

CA: $10 on any minimum payment not paid within 10 days after due date. NV, ID, OR & WA: Greater of $10 or 5% of any minimum payment not paid within 10 days after due date.

open account

Call us at 1-866-790-2121


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