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As an industry leader in construction financing, Umpqua has the expertise you need for whatever project is on your plate. From quick fixes to fixer uppers to brand-new construction, we do it all with a level of professionalism and experience that’s hard to find anywhere else. Let us know how we can help – we’re ready to get your project started on solid ground.
You’ve been dreaming up a major remodel, wanting to enhance your home, make it energy efficient or maybe you’re even building a home from the ground up. No matter how simple or complicated, we’ve got a loan to make your project happen.
- Homebuyers can combine a construction project budget into their home loan
- Homeowners can refinance their home loan based on the appraised value after updates to pay for renovations
- All construction and renovation financing options offer only one loan application and one closing
- Financing available for primary residences, second homes, investment properties, accessory dwelling units (ADUs), manufactured homes, modular homes and condominiums
- Options range from simple home updates, energy upgrades and minor repairs, to major renovations and new construction
Construction and renovation loans have a few more moving parts than other home loans, but rest assured Umpqua has the experience to help turn your dreams into reality. For every project, you’ll work with Umpqua and a dedicated construction team from start to finish with no outsourcing – no exceptions. Interested in learning more about the construction and renovation loan process? Check out our loan process at a glance.
Find a friendly local expert to make your construction loan happen.
Since all construction financing and draws are completed in-house, Umpqua’s average time to disburse project funds is quicker than industry standards. We think you’ll like our streamlined process that allows you to:
- Access project funds quickly through your designated draw specialist
- Order inspections and receive approvals with a click of a button to reduce time spent coordinating schedules
- View real-time status anywhere–at home, in the office or on a mobile device
- Keep everyone on the project on the same page
- Manage oversight if you have multiple projects
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Home Equity Line of Credit
Use the equity in your home to help get projects off the ground.Learn more -