Need to talk to a banker? Right now? Chat your Go-To.

Meet your Go-To financial expert.

You can choose someone from your neighborhood, someone with the expertise you need, or someone who shares your interests. Our best advice is to connect with someone who can make you :) while they help you make the most of your money.

You can choose someone from your neighborhood, someone with the expertise you need, or someone who shares your interests. Our best advice is to connect with someone who can make you :) while they help you make the most of your money.

Umpqua Go-To is Easy!

Connect with your own personal financial expert. First, pick your bank person. Next, say hi. Or jump right in and ask a question. Like: Can you update my address? What's this fee about? How do I get better at budgeting? What do you think? You can even open your first Umpqua account, without ever setting foot in the bank. Your Go-To is game to answer all your questions-and because bank people aren't bots, it doesn't matter how or when you ask them.

You don’t need to bank with Umpqua to get advice from your Go-To.

But if you’d like hands-on help with a checking account to keep your life and money in harmony, you can open an account today.

Embark Checking

Simple and straightforward, a perfect account for anyone looking for no-frills banking.

^$0

Monthly pricing

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Paper statements: $3 per month; waived if you are age 62 or older; $0 with paperless statement enrollment

Account details
Access Checking

Versatile and ATM-friendly, Access has options for you to manage your money your way.

^$5

Monthly pricing; or

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^$0

with 10+ debit card purchases/payments per month, or with one direct deposit of $500+, or with one mobile deposit of $250+

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Paper statements: $3 per month; $0 with paperless statement enrollment

Account details
Attain Checking

An interest-bearing checking account with premium benefits and additional services.

^$20

Monthly pricing; or

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^$0

with $15,000 minimum daily balance, or with $25,000 combined balance

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Paper statements: $0 per month

Account details

	Embark Checking	Access Checking	Attain Checking
ATM owner fee rebates	Up to $10 per month when maintaining average monthly balance of $2,500	Up to 4 rebates per month	Up to $25 per month
Interest
Check benefits
Complimentary Savings Account	1 Grow Savings with monthly transfer	3 Grow Savings or Thrive Money Market	5 Grow Savings or Thrive Money Market
Complimentary Cashier's Checks
Complimentary Incoming Wire Transfers		One incoming wire fee refund per monthly cycle
Safe Deposit Box Annual Rental Discount			$35
Bonus Interest on CD
Minimum to Open	$25	$25	$200
Monthly Maintenance	No monthly maintenance fee	$5 per month $0 per month with 10+ debit card purchases/payments per month, or with one direct deposit of $500+, or with one mobile deposit of $250+	$20 per month $0 per month with $15,000 minimum daily balance, or $25,000 combined balance
Statement Options	$3 per month for paper statements; waived if primary signer is 62 or older $0 when enrolled for paperless statements Account details	$3 per month for paper statements $0 when enrolled for paperless statements Account details	$0 per month for paper or paperless statements Account details

Need to talk to a banker? Right now? Chat your Go-To.

Meet your Go-To financial expert.

Umpqua Go-To is Easy!

You don’t need to bank with Umpqua to get advice from your Go-To.

Embark Checking

$0

Access Checking

$5

$0

Attain Checking

$20

$0

^$0

^$5

^$0

^$20

^$0