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You can choose someone from your neighborhood, someone with the expertise you need, or someone who shares your interests. Our best advice is to connect with someone who can make you :) while they help you make the most of your money.
Umpqua Go-To is Easy!
Connect with your own personal financial expert. First, pick your bank person. Next, say hi. Or jump right in and ask a question. Like: Can you update my address? What's this fee about? How do I get better at budgeting? What do you think? You can even open your first Umpqua account, without ever setting foot in the bank. Your Go-To is game to answer all your questions-and because bank people aren't bots, it doesn't matter how or when you ask them.
You don’t need to bank with Umpqua to get advice from your Go-To.
But if you’d like hands-on help with a checking account to keep your life and money in harmony, you can open an account today.
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Embark Checking
Simple and straightforward, a perfect account for anyone looking for no-frills banking.
$0
Monthly pricing
Paper statements: $3 per month; waived if you are age 62 or older; $0 with paperless statement enrollment -
Access Checking
Versatile and ATM-friendly, Access has options for you to manage your money your way.
$5
Monthly pricing; or
$0
with 10+ debit card purchases/payments per month, or with one direct deposit of $500+, or with one mobile deposit of $250+
Paper statements: $3 per month; $0 with paperless statement enrollment
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Attain Checking
An interest-bearing checking account with premium benefits and additional services.
$20
Monthly pricing; or
$0
with $15,000 minimum daily balance, or with $25,000 combined balance
Paper statements: $0 per month
| Embark Checking | Access Checking | Attain Checking | |
|---|---|---|---|
| ATM owner fee rebates |
Up to $10 per month when maintaining average monthly balance of $2,500 |
Up to 4 rebates per month |
Up to $25 per month |
| Interest | |||
| Check benefits | |||
| Complimentary Savings Account |
1 |
3 |
5 |
| Complimentary Cashier's Checks | |||
| Complimentary Incoming Wire Transfers |
One incoming wire fee refund per monthly cycle |
||
| Safe Deposit Box Annual Rental Discount |
$35 |
||
| Bonus Interest on CD | |||
| Minimum to Open |
$25 |
$25 |
$200 |
| Monthly Maintenance |
No monthly maintenance fee |
$5 per month |
$20 per month |
| Statement Options |
$3 per month for paper statements; waived if primary signer is 62 or older |
$3 per month for paper statements |
$0 per month for paper or paperless statements |