Umpqua Go-To is Easy!
Connect with your own personal financial expert. First, pick your bank person. Next, say hi. Or jump right in and ask a question. Like: Can you update my address? What's this fee about? How do I get better at budgeting? What do you think? You can even open your first Umpqua account, without ever setting foot in the bank. Your Go-To is game to answer all your questions-and because bank people aren't bots, it doesn't matter how or when you ask them.
You don’t need to bank with Umpqua to get advice from your Go-To.
But if you’d like hands-on help with a checking account to keep your life and money in harmony, you can open an account today.
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Embark Checking
Simple and straightforward, a perfect account for anyone looking for no-frills banking.
$0
Monthly pricing
Paper statements: $3 per month; waived if you are age 62 or older; $0 with paperless statement enrollment -
Access Checking
Versatile and ATM-friendly, Access has options for you to manage your money your way.
$5
Monthly pricing; or
$0
with 10+ debit card purchases/payments per month, or with one direct deposit of $500+, or with one mobile deposit of $250+
Paper statements: $3 per month; $0 with paperless statement enrollment
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Attain Checking
An interest-bearing checking account with premium benefits and additional services.
$20
Monthly pricing; or
$0
with $15,000 minimum daily balance, or with $25,000 combined balance
Paper statements: $0 per month
Embark Checking | Access Checking | Attain Checking | |
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ATM owner fee rebates |
Up to $10 per month when maintaining average monthly balance of $2,500 |
Up to 4 rebates per month |
Up to $25 per month |
Interest | |||
Check benefits | |||
Complimentary Savings Account |
1 |
3 |
5 |
Complimentary Cashier's Checks | |||
Complimentary Incoming Wire Transfers |
One incoming wire fee refund per monthly cycle |
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Safe Deposit Box Annual Rental Discount |
$35 |
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Bonus Interest on CD | |||
Minimum to Open |
$25 |
$25 |
$200 |
Monthly Maintenance |
No monthly maintenance fee |
$5 per month |
$20 per month |
Statement Options |
$3 per month for paper statements; waived if primary signer is 62 or older |
$3 per month for paper statements |
$0 per month for paper or paperless statements |