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Fraud Prevention

Detect and prevent fraud loss, and stay on top of the latest cybersecurity threats with our comprehensive fraud protection services

In close collaboration with your finance team, we recommend a set of coordinated services and best practices to prevent payment fraud and keep your data locked up safe. Together, we will assess your security threats, anticipate vulnerabilities and incorporate solutions to help you stop fraud before it starts.

Positive Pay

 

Detect and stop unauthorized payments until you give permission with Positive Pay. The tool automatically compares outgoing checks against an authorized list and won’t cash unauthorized items without your permission. You’ll receive digital images of unauthorized checks for approval or investigation.

ACH Block

 

Protect your account from electronic fraud by automatically rejecting all ACH debits associated with a specific bank account. ACH Block requires a one-time setup only.

Payee Positive Pay

 

With Payee Positive Pay, you send us a list of checks issued each day with your account number, date, check number and amount. When payees present checks for payment, we compare them against the list. We honor checks that match completely and send you copies of checks that don’t match for investigation.

Check Block

 

Eliminate the risk of check fraud by designating your checking account as electronic-only. All paper-based check transactions are rejected and returned.

ACH Positive Pay

 

Safeguard against fraudulent activity by filtering or blocking unauthorized ACH charges to your account. You will be notified via email and/or text message of any ACH items that don’t meet your payment criteria.

Reverse Positive Pay

 

Rather than requiring you to authorize checks in advance, our Reverse Positive Pay service provides a list of paid checks to compare with your internal records. Simply mark items you want returned with “Return.”

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