Why does my Umpqua Bank card now include a chip?
You’ve probably noticed the small metallic chip embedded on the front of your Debit and Credit Cards. When used in a chip-enabled terminal, the tiny chip embedded in your card generates a unique code for every transaction, making it even harder for your information to fall into the wrong hands.
Use your chip-enabled card at the same places you always have, and if those retailers offer chip-enabled terminals, you can insert your card and approve your purchase (see graphic). Otherwise, you can swipe your card as normal.
A world of possibilities
More places than ever accept Visa® cards, so you can access your funds whether you're globe-trotting or grocery shopping. Plus, chip-enabled terminals are coming to stores across the US (and are already common in over 130 countries), so you'll be ready to take advantage when you see them.